Collections – Credit Repair Kings

Many inaccurate or misleading collection accounts lower thousands of people’s credit scores. Either because of data errors, human error or miscommunications, collections accounts are among the most common errors on credit reports.

Collections accounts are those credit accounts you have defaulted on, or stopped making payments on. These accounts have been turned over from the original creditor to a collections agency. Collections accounts generally stay on your credit report for 7 years from the original date you stopped paying on the account. Unless there is an error in the reporting of a collections account, creditors continue reporting on it to the credit bureaus every month, even if it was paid, as long as the information they are reporting is accurate. After the 7 years, these accounts will fall off your credit report whether they are paid or not paid.

Schedule your no obligation consultation with Credit Repair Kings today to discuss the removal of collections accounts from your credit report.

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